Business banking

Infrastructure your business can bank on.

Collect, settle and reconcile with clarity, from a market stall in Onitsha to a scaling platform in Lagos.

Business banking

Enterprise infrastructure, without enterprise friction.

From a single-till boutique to a national merchant network, OVO MONIE handles collections, settlement and reporting on one platform.

Accept card, transfer and QR payments in one reconciled ledger.

Raise a link or invoice in seconds and share it anywhere you sell.

Multi-user access with roles, limits and approvals for every payout.

Same-day settlement to your bank account, including weekends.

Exportable statements your accountant can reconcile without chasing.

See revenue, refunds and customer trends as they happen.

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Why OVO MONIE

Six commitments that shape every product decision we make, from how we hold funds to how quickly a transfer clears.

Every account is protected with multi-factor authentication, device binding and continuous monitoring.

A modern core built for real-time settlement, so balances and transfers are never left waiting.

Redundant infrastructure across regions keeps payments moving, including at month-end peaks.

Funds held with regulated partners, clear dispute handling and support that answers quickly.

Send and receive across Nigeria, the UK, the US, Canada and the European Union.

Transfers confirmed in seconds, with transparent pricing shown before you approve.