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Personal banking

Pay in person with a scan.

Scan a merchant code, confirm the amount and walk away. No card terminal, no cash, no waiting.

A customer scanning a QR code to pay at a cafe counter

Built for local commerce

Any merchant with a printed code can take a payment, from a market stall to a restaurant, without buying hardware.

Confirmed for both sides

You and the merchant receive confirmation at the same moment, so there is no dispute about whether a payment landed.

Protected by design

Payments above your chosen limit require biometric approval, and every code is validated before the amount is shown.